Go Farther Together

Grow your business, stock your shelves and upgrade your outlet with loans built to take you farther than you could alone.

Build Credit History with Ease

Our group loans make it easier for business owners to build credit history. That means more opportunities and bigger loans when you need it most.

Find more answers here.

Shared Risk,

Smaller Interest

Shared Risk,

Smaller Interest

Shared Risk,
Lower Interest

By spreading the risk across the group, everyone benefits. That's how we keep interest low and repayments stress-free for microbusiness owners.

Find more answers here.

Loan Repayed

Loan Repayed

Loan Repayed

Loan Repayed

Flexible Repayment Terms

Repay your loan on your terms - choose weekly or moWeeeklWeenthly payments, tailored to your business’s cash flow.

Find more answers here.

Start Your Journey in 3 Simple Steps

Get the app

Step 1: Sign Up

Create your Rank account in minutes with your details.

Step 2: Verify & Set Up

Complete your profile and verify your account to unlock full access.

Step 3: Join a Circle

Pick your money circle and unlock access to zero-interest loans.

Step 4: Save & Earn

Grow your savings with interest while building financial freedom.

Start Your Journey in 3 Simple Steps

Step 1: Sign Up

Create your Rank account in minutes with your details.

Step 2: Verify & Set Up

Complete your profile and verify your account to unlock full access.

Step 3: Join a Circle

Pick your money circle and unlock access to zero-interest loans.

Step 4: Save & Earn

Grow your savings with interest while building financial freedom.

Get the app

Start Your Journey in 3 Simple Steps

Get the app

Step 1: Sign Up

Create your Rank account in minutes with your details.

Step 2: Verify & Set Up

Complete your profile and verify your account to unlock full access.

Step 3: Join a Circle

Pick your money circle and unlock access to zero-interest loans.

Step 4: Save & Earn

Grow your savings with interest while building financial freedom.

Start Your Journey in 3 Simple Steps

Get the app

Step 1: Sign Up

Create your Rank account in minutes with your details.

Step 2: Verify & Set Up

Complete your profile and verify your account to unlock full access.

Step 3: Join a Circle

Pick your money circle and unlock access to zero-interest loans.

Step 4: Save & Earn

Grow your savings with interest while building financial freedom.

Frequency asked questions

1. What is Collective?

Collective is our micro credit product designed for communities and groups of micro and small businesses.

2. Can I apply for the loans myself?

No. Collective loans are only accessible as part of a group. Each group must have a minimum of 5 members to start.

3. What’s the maximum loan amount I can access?

No, you don’t need collateral to get a loan with us. We offer unsecured loans, so you can access the funds you need without putting up any assets as security.

4. How do I repay my loan?

Our flexible repayment terms allows us to match your repayment frequency to your business’ cash flow making your loan repayments more convenient. You can repay your loan via the Rank App.

5. Are my business’ funds safe?

Absolutely! We only invest your funds in instruments and entities regulated by the CBN.

6. How do I reach your team?

You can reach us via the chat function in the Rank app or by sending an E-mail to hello@userank.com

1. What’s the minimum amount I can put in a Reserve Plan?

You can reserve from as low as N5000.

2. Can I have multiple Reserve Plans at a given time?

Yes. You can have many active Reserve Plans at once.

3. Is there a limit to how much I can put in a Reserve Plan?

No, not at all. If you’ve completed your KYC, you can save any amount you want in a Reserve Plan.

4. How do I withdraw the interest earned on a Reserve Plan?

You can either withdraw your interest monthly or you withdraw it along with your principal amount at maturity.

5. Can I withdraw my plan before maturity?

No. Once you fund your Reserve plan, you will only be able to withdraw it at maturity.

1. What is Collective?

Collective is our micro credit product designed for communities and groups of micro and small businesses.

2. Can I apply for the loans myself?

No. Collective loans are only accessible as part of a group. Each group must have a minimum of 5 members to start.

3. What’s the maximum loan amount I can access?

No, you don’t need collateral to get a loan with us. We offer unsecured loans, so you can access the funds you need without putting up any assets as security.

4. How do I repay my loan?

Our flexible repayment terms allows us to match your repayment frequency to your business’ cash flow making your loan repayments more convenient. You can repay your loan via the Rank App.

5. Are my business’ funds safe?

Absolutely! We only invest your funds in instruments and entities regulated by the CBN.

6. How do I reach your team?

You can reach us via the chat function in the Rank app or by sending an E-mail to hello@userank.com