Group Contribution with Tribe
Join a community of SMEs and corporate employees with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.



























Grow together, saving together.
Why take loans when you can access micro-credit from peers in a rotating savings without paying back with interests.




Flexible Savings
Flexible Savings
You save based on a calendar weekly or monthly. You have a grace of seven (7) to thirty (30) to make your contribution.
You save based on a calendar weekly or monthly. You have a grace of seven (7) to thirty (30) to make your contribution.
0% Interest Credit
0% Interest Credit




We give you access to affordable credit when you need it.
Collection Bonus
Collection Bonus




Get rewarded for getting the last collection in a group, a percentage of the amount you collect in the lump is added as a bonus.
Dump the debt trap.
No more high-interest loans.Use Tribes to fund life-changing goals — homes, cars, school fees, weddings, business moves…you name it!

Skip high-interest car loans. Tribe lets you team up with others to finance your ride responsibly.

Build or furnish your dream home—without drowning in debt. Tribes helps you fund major moves with your trusted network

Invest in education without financial stress. Use Tribe to fund tuition, supplies, or training through shared support.

Celebrate big without a financial hangover. Fund your wedding day through Tribe—support from people who care

Skip high-interest car loans. Tribe lets you team up with others to finance your ride responsibly.

Build or furnish your dream home—without drowning in debt. Tribes helps you fund major moves with your trusted network

Invest in education without financial stress. Use Tribe to fund tuition, supplies, or training through shared support.

Celebrate big without a financial hangover. Fund your wedding day through Tribe—support from people who care

Skip high-interest car loans. Tribe lets you team up with others to finance your ride responsibly.

Build or furnish your dream home—without drowning in debt. Tribes helps you fund major moves with your trusted network

Invest in education without financial stress. Use Tribe to fund tuition, supplies, or training through shared support.

Celebrate big without a financial hangover. Fund your wedding day through Tribe—support from people who care

Skip high-interest car loans. Tribe lets you team up with others to finance your ride responsibly.

Build or furnish your dream home without drowning in debt. Tribe helps you fund major moves with your trusted network

Invest in education without financial stress. Use Tribe to fund tuition, supplies, or training through shared support.

Celebrate big without a financial hangover. Fund your wedding day through Tribe—support from people who care
Bank-grade Protection with Peace of Mind

Rank is Central Bank of Nigeria-regulated
NDIC-insured, and your data is always protected.

Custom security. Bank-grade encryption.
24/7 protection from fraud.

Comprehensive Verification Process
Our KYC process protects you from fraud and identity theft.

Two-Factor Authentication
An extra layer of security to protect your account & transactions.

24/7 customer support
We're here 24/7. Message us anytime, anywhere through our app for support.
Bank-grade Protection with Peace of Mind

Rank is Central Bank of Nigeria-regulated
NDIC-insured, and your data is always protected.

Custom security. Bank-grade encryption.
24/7 protection from fraud.

Comprehensive Verification Process
Our KYC process protects you from fraud and identity theft.

Two-Factor Authentication
An extra layer of security to protect your account & transactions.

24/7 customer support
We're here 24/7. Message us anytime, anywhere through our app for support.
Bank-grade Protection with Peace of Mind

Rank is Central Bank of Nigeria-regulated
NDIC-insured, and your data is always protected.

Custom security. Bank-grade encryption.
24/7 protection from fraud.

Comprehensive Verification Process
Our KYC process protects you from fraud and identity theft.

Two-Factor Authentication
An extra layer of security to protect your account & transactions.

24/7 customer support
We're here 24/7. Message us anytime, anywhere through our app for support.
Bank-grade Protection with Peace of Mind

Rank is Central Bank of Nigeria-regulated
NDIC-insured, and your data is always protected.

Custom security. Bank-grade encryption.
24/7 protection from fraud.

Comprehensive Verification Process
Our KYC process protects you from fraud and identity theft.

Two-Factor Authentication
An extra layer of security to protect your account & transactions.

24/7 customer support
We're here 24/7. Message us anytime, anywhere through our app for support.
Backed by Prominent Leaders in Fintech
Moni is going after a significant financing gap opportunity in Nigeria. We believe there is a great opportunity for growth by layering on other financial services. The team at Moni is well-positioned to drive financial inclusion, enabling access to credit and in the process create a more prosperous Africa.
Moni is going after a significant financing gap opportunity in Nigeria. We believe there is a great opportunity for growth by layering on other financial services. The team at Moni is well-positioned to drive financial inclusion, enabling access to credit and in the process create a more prosperous Africa.
Kola Aina - Ventures Platform
Kola Aina - Ventures Platform








Temi Marcella
Magic Fund
It's been a great pleasure working with Femi and Dapo. They have deep operating experience in the inclusive finance space which has helped them create a defensible and scalable business. Moni records low default rates, has high NPS from its' customers and benefits from the continued growth of agent aggregators across Africa.
It's been a great pleasure working with Femi and Dapo. They have deep operating experience in the inclusive finance space which has helped them create a defensible and scalable business. Moni records low default rates, has high NPS from its' customers and benefits from the continued growth of agent aggregators across Africa.
Temi MarcellaMagic Fund
MAGIC is delighted to back Moni as they solve a major pain point of credit, across Africa. The infusion of social trust into Moni’s products is unique and we're confident that the team will build economic infrastructure that would impact underserved sectors across Africa.
Michael Seibel - Partner Y Combinator
MAGIC is delighted to back Moni as they solve a major pain point of credit, across Africa. The infusion of social trust into Moni’s products is unique and we're confident that the team will build economic infrastructure that would impact underserved sectors across Africa.
Michael Seibel - Partner Y Combinator
Michael Seibel - Partner Y Combinator




Join our community. No filters. No fluff. Just the good emails.
Rank is licensed by CBN
Insured by

Company
Address
San Francisco 548 Market St, San Francisco, California, 94104-5401

Join our community. No filters. No fluff. Just the good emails.
Rank is licensed by CBN
Insured by

Company
Address
San Francisco 548 Market St, San Francisco, California, 94104-5401

Join our community. No filters. No fluff. Just the good emails.
Rank is licensed by CBN
Insured by

Company
Address
San Francisco 548 Market St, San Francisco, California, 94104-5401

Join our community. No filters. No fluff. Just the good emails.
Rank is licensed by CBN
Insured by

Company
Address
San Francisco 548 Market St, San Francisco, California, 94104-5401
